More ways to get to yes.
Buying, investing, building or refinancing, I'll help you find the right program for your situation and walk you through it from the first call to closing day.
Pick your door.
Many loan options, sorted by what you're trying to do.
Buy a home
First homes, move-up homes and second homes
14 programsSee programs →Refinance or tap equity
Lower your rate or turn equity into cash
4 programsSee programs →Investment property
Rentals, flips, short-term rentals and portfolios
11 programsSee programs →Build or renovate
New construction and fixer-uppers
10 programsSee programs →Self-employed or non-traditional income
Bank statement, 1099, ITIN and more
9 programsSee programs →Commercial
Business property and commercial investors
12 programsSee programs →Land
Lots and acreage
3 programsSee programs →Build & develop
Spec homes, townhomes, subdivisions, apartments and commercial projects
Any size, any stageSubmit a project →A few questions. Options explained.
No credit check and no obligation. You'll see why each option shows up, and Marcus confirms what actually fits.
A loan officer who keeps looking.
Fast answers
You'll know where you stand quickly, with clear next steps.
Many options, one call
If one program isn't a fit, we compare other options on the same call.
Start to finish
From the first question to closing day, you work with me.
Hi, I'm Marcus.
I'm a loan officer with Q Mortgage. I work with first-time buyers, families moving up, and investors and builders growing their portfolios.
My job is to find the program that fits your file, explain it in plain English, and keep you updated at every step until you close.
Follow @marcusmortgage on InstagramQuestions people ask me
What rate can I get?
Rates move every day and depend on your credit, down payment and loan type. Tell me about your loan and I'll send you a real quote, not a teaser rate.
Which loan program is right for me?
Start with the loan finder above. It asks a few questions about your goal, the property and your income, and explains why each option shows up. Then we confirm what fits together on a quick call.
I'm self-employed. Can I still qualify?
Often, yes. Bank statement, P&L, 1099 and asset-based programs look at how you actually earn, instead of relying only on tax returns.
What credit score do I need?
It depends on the program, and some are more flexible than people expect. A short call is the fastest way to find out where you stand.
Do you work with investors and builders?
Yes. DSCR, fix-and-flip, short-term rental, construction and commercial loans are a big part of what I do.
Straight answers before you call.
Plain-English guides to every loan type, the tradeoffs, and what to have ready. Spanish too.
Let's talk about your loan.
Call, book a time, or send a quick note. Whatever's easiest.
Hours Weekdays 8 a.m.–8 p.m. Central. Weekends 11 a.m.–7 p.m. Central by appointment.
I aim to get back to you within a few working hours, often sooner.
Your message didn't go through. Please call or email Marcus directly: (682) 403-3406 · marcus@qmortgage.ai