(682) 403-3406 Apply now
9 programs

Self-employed or non-traditional income

Programs that look at how you actually earn, not only your tax returns.

Apply now Take the loan finder

A good fit if…

  • You're self-employed or paid on a 1099
  • You earn tips, or live on savings and investments
  • You're buying with an ITIN or as a foreign national
The programs

9 programs to choose from

Bank statementQualify using bank deposits instead of tax returns.
P&LQualify using a profit-and-loss statement.
1099Qualify using independent contractor income.
Asset depletionUse eligible assets to calculate qualifying income.
Medical professionalSpecialized financing for eligible physicians and dentists.
ITINFinancing for eligible borrowers using an ITIN.
Tip workerQualify using documented tip income.
Foreign nationalFinancing for eligible non-U.S.-resident buyers.
Expanded Non-QMFlexible financing for borrowers outside standard mortgage guidelines.

Not sure which one fits?

That's my job. Tell me what you're trying to do and I'll match you with the right program.

Talk to Marcus

Other ways I can help

Buy a home Refinance or tap equity Investment property Build or renovate Commercial Land
Contact

Let's talk about your loan.

Call, book a time, or send a quick note. Whatever's easiest.

(682) 403-3406Tap to call Pick a timeBook a call on my calendar marcus@qmortgage.aiEmail me anytime

Tell me about your loan