14 programs

Buy a home

First homes, move-up homes and second homes, with options for low down payments and help with closing costs.

A good fit if…

  • You're buying your first home
  • You're moving up or buying a second home
  • You want help with the down payment or closing costs
The programs

14 programs to choose from

ConventionalStandard financing for primary homes, second homes and investment properties.
Conventional 97Eligible home purchases with 3% down.
HomeReadyFannie Mae's low-down-payment conventional program for eligible borrowers.
Home PossibleFreddie Mac's low-down-payment conventional program for eligible borrowers.
FHAGovernment-backed financing with flexible credit and down-payment requirements.
VAFinancing with no down payment for eligible military borrowers.
USDANo-down-payment financing for eligible rural and suburban homes.
JumboFinancing above conventional conforming loan limits.
Fixed-rate mortgageYour interest rate stays the same throughout the loan.
Adjustable-rate mortgageThe interest rate can change after an initial fixed period.
1% downEligible buyers contribute 1%, with assistance covering more of the down payment.
Down payment assistancePrograms that help eligible buyers cover the down payment and closing costs.
Zero downEligible financing options that require no down payment.
Rent-to-ownA lease-to-purchase path toward owning a home.

Not sure which one fits?

That's my job. Tell me what you're trying to do and I'll match you with the right program.

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